How do I choose a so called complex password? 

The passwords must meet the following requirements:

  1. Cannot contain any or all of the users name.
  2. Must be at least 8 characters.
  3. Must contain characters from 3 of the following categories.
    A)Uppercase english letters, (A to Z)
    B)Lowercase english letters, (a to z)
    C)Number 0 to 9
    D)Nonalphanumeric characters, (!, @, #, $, etc.)